Products

Domestic Cover

 Your home is one of your most valued possessions. It is your palace, a safe haven for you and your family and hence you need to be prepared should something unexpected happen to it. Chase Home is a domestic package that covers all aspects of your home, including the building itself, the contents within and even your household staff.


Life Cover

Chase Essence covers a person’s life through a yearly renewable insurance contract. Its main aim is to provide ‘peace of mind’ in knowing that your death as the insured person will not result in financial hardship for your loved ones. Chase Essence also caters for life-changing tragedies such as critical illness and total permanent disablement.

 

 

Golf Cover

This cover protects you against all risks, including loss or damage to golf equipment whilst at play, in the clubhouse pavilion, at a professional’s shop or in a locked vehicle/boot. The cover also extends to include transits, temporary accommodation and at your own private house.



Marine Cover

The commercial shipping industry, which transports more than 90 percent of the world’s cargo, is complex, volatile and constantly evolving. This is a very important cover for those who import goods either as raw materials or finished products, in the course of their business.

 

 

Islamic Cover

The term Takaful originates from Arabic verb ‘Kafalah’ which means ‘to help one another’ or ‘mutual guarantee’. Takaful (or Islamic insurance) bears many similarities to co-operative or mutual insurance, but differs in that it embraces the concepts of mutual protection and shared responsibility.



Endowment Plan - Education

The future of your children is important to you and you want to provide what is best for them. Chase Education is an endowment savings plan with limited life insurance (waiver of premium) where the savings premiums are accumulated and invested for clients to generate future school fees.

 

 

Personal Accident Cover

Accidents are always unpredictable and can happen anywhere with grave consequences. This cover offers you benefits for all possible outcomes be it death, permanent total disablement or temporary disability. Also included in the cover are medical expenses, cost of artificial appliances and funeral expenses.



Travel Cover

We believe that travelling should be a pleasure, not a hassle. That is why this comprehensive travel insurance package offers you cover for medical expenses related to illness or injury, personal accident insurance, personal liability cover as well as cancellation and curtailment insurance.

 

 

 

Medical Cover - Family

Health insurance does more than offer financial benefits to some of life's most serious physical conditions. It also offers peace of mind for both you and your family. While not all people choose to carry health insurance, those who do are better able to find the type of treatment they need when a serious condition strikes.

 

 

Medical Cover - Corporate

Chase Corporate Health provides for medical and surgical expenses incurred by the insured members of an organization/company as a direct result of their sustaining accidental bodily injury or illness or a disease within the period of insurance. The cover can also extend to the employees’ dependent and children.

 

 

 

RafikiHEALTH (Micromedical Cover)

RafikiHEALTH is a family insurance product that can be taken by a single person (policyholder) or together with spouse and other dependants totalling to four members. The premium rates are annual. Primary Insured (as referred to as Policyholder) should be a member of Rafiki MFI or Chase Bank who should be aged between 18 and 65 years.


Motor Vehicle Cover - Commercial

We understand that your commercial vehicles are vital for your business to continue operating smoothly. It is for this reason that we give you Chase Auto Commercial, the best way to protect your commercial motor vehicles and ensure your business can continue growing.

 

 

Motor Vehicle Cover - Private

Your vehicle is precious to you. You use it for social, domestic and pleasure purposes so should it be damaged or destroyed or even stolen, you would need to repair or replace it as soon as possible. The best way to safeguard yourself against such eventualities is with Chase Auto Private, the most comprehensive personal motor vehicle package.



Endowment Plan - Pension

During your retirement, you want to enjoy your freedom properly. But if you are one of the adults who isn’t saving enough now then you wouldn’t have the income you expect in retirement. But we can help. Start saving with us now and we will help you to plan towards getting the retirement you want.

 

 

Political Violence and Terrorism Cover

Many would ask why you would need to insure against political violence and terrorism. The reason is simple: Political Violence and Sabotage & Terrorism are standard exclusions in all policies. Thus we offer you this stand-alone cover which is not only unique in Kenya but worldwide.

 

 

SME Cover

All businesses need to insure against risks - such as fire, theft, natural disaster, legal liability, automobile accidents, and the death or disability of key employees. Insurance can help a small business be successful by reducing the uncertainties under which it operates.

 

 

Professional Idemnity Cover - Lawyer

Chase PI - Lawyer protects lawyers and judges from legal liability for any acts of negligence they may commit in the course their duty. You do not have to be wrong to be sued, and that is why Chase PI - Lawyer will provide for the costs of defending any action brought against the insured in their professional capacity.

 

 

Professional Idemnity Cover - Doctor

Chase PI - Doctor is a professional indemnity policy that covers awards arising out of court judgments, defense costs, loss of documents, fees and expenses. Chase PI - Doctor protects medical practitioners from legal liability for any acts of negligence they may commit in the course of their duty.

 

 

Livestock & Crop Insurance

Chase Agri ensures that your crops are insured in the event of drought, excessive rain and hail damage.  Also that your livestock is insured in the event of accidents, uncontrollable disease, calving/farrowing complications and fire and related perils.

 

 

Electronics and Gadget Insurance

This is an all risk cover for I-pads, Laptops, Blackberries and smart phones.

 

 

 

Women's Bag Insurance

This insurance covers the replacement cost of a lost or stolen handbag, personal papers, payment cards that were in the handbag and the application fees for applying for the new payment cards, below the limit of liability.

 

 

Tuktuk Cover

Policy will cover any loss or damage by accidental means, theft, fire, malicious damage to the tuk tuk and third party liabilities (death, injuries and property damage) caused by use or operation of insured tuk tuk.



Overseas Medical Cover

With medical costs going up all the time, you certainly can’t afford to compromise your medical cover. Mercantile has spent considerable time and effort researching on how to deliver a really comprehensive value for money policy. The answer was to partner with a world class organization in India for specialized treatment.

 

 

Student Cover

This is a special tailor made Personal accident insurance scheme that covers students for medical expenses following an accident. In addition, it provides cover against death, loss of limbs, sight, and hearing and such other permanent total or permanent partial disablement arising out of any accident. 

 

Rafiki Motogari

Micro Auto Private and Commercial Insurance Your vehicle is precious to you. You use it for social, domestic and pleasure purposes so should it be damaged or destroyed or even stolen, you would need to repair or replace it as soon as possible. The best way to safeguard yourself against such eventualities is with Chase Auto Private, the most comprehensive personal motor vehicle package. 

 

Rafiki Biashara

Micro SME Cover All businesses need to insure against risks - such as fire, theft, natural disaster, legal liability, automobile accidents, and the death or disability of key employees. Insurance can help a small business be successful by reducing the uncertainties under which it operates.

 

Rafiki Nyumbani

Your home is one of your most valued possessions. It is your palace, a safe haven for you and your family and hence you need to be prepared should something unexpected happen to it. Chase Home is a domestic package that covers all aspects of your home, including the building itself, the contents within and even your household staff. 

 

Rafiki Health

Micro Medical Cover RafikiHEALTH is a family insurance product that can be taken by a single person (policyholder) or together with spouse and other dependants totalling to four members. The premium rates are annual. Primary Insured (as referred to as Policyholder) should be a member of Rafiki MFI or Chase Bank who should be aged between 18 and 65 years.