Chase Home

Your home is one of your most valued possessions. It is your palace, a safe haven for you and your family and hence you need to be prepared should something unexpected happen to it. Chase Home is a domestic package that covers all aspects of your home, including the building itself, the contents within and even your household staff.

Buildings

 The scope of this cover extends to:

  •  Natural disasters and accidental impact
  •  Riot & strike, vandalism & malicious damage
  •  Theft or attempted theft
  •  Cost of debris removal (upto 15% of sum insured)
  •  Fire Brigade and municipal charges (10,000/-)
  •  Architects, surveyors & consulting engineers
  •  Cost of alternative accommodation or loss of rental income (upto 15% of sum insured)
  •  Escape of water from storage or a heating installation
  •  Accidental breakage of fixed door/window glass or sanitary ware.

 Contents

The contents of your home are also covered for all the above. This also includes property temporarily removed from the residence, guest and domestic servants effects, loss / damage / theft of locks and keys, veterinary expenses due to accidental injury to your pet and the cost of replacement of securities and deeds due to accidental loss or damage. There is also the benefit oftrauma counselling following theft or attempted theft and a wedding gifts cover for one month prior to and one month after the wedding.

All Risks

Valuable items normally carried or worn anywhere such as clothing, jewellery, golfing/sporting equipment, cell phones and spectacles can be insured against damage, loss or destruction by any cause except as excluded in the policy.

Domestic Employees

Chase Home also covers your legal liability under the operating legislation in case of accidental death or bodily injury sustained by your employees in the course of duty, bodily injury resulting to permanent disability as well as medical and funeral expenses.